Commercial multi-peril
Commercial Package Policy
For accounts that outgrow the Businessowners form: property with coinsurance and a causes-of-loss form, general liability written occurrence or claims-made, and optional modules.
Get notifiedWhat is included
Coverage
- Commercial property with 80, 90 or 100 percent coinsurance, replacement cost, actual cash value or agreed value
- Business income and extra expense as a scheduled coverage part
- General liability rated on sales, area or units, with products-completed operations
- Inland marine, crime and equipment breakdown modules where the account needs them
Who it is for
Eligibility
Larger buildings, higher sales, hazard-group-three classes and accounts with more than one location.
Every risk is underwritten individually. Construction, protection class, wildfire exposure, the age and condition of the building, loss history and the operations conducted all affect eligibility and price.
Other programs