License & Permit Bonds
Commercial surety bond — what it is, what it costs, and how to get one.
Get notified when we openWhat is a license and permit bond?
A license and permit bond is a commercial surety bond that a government agency requires before you can legally operate in a regulated profession. It guarantees you'll follow the laws, codes, and regulations governing your industry — protecting the public, not your business, if you don't.
Who needs a license and permit bond?
If a state, city, or county requires you to be bonded before issuing your license, you need this bond. Common examples include contractors, auto dealers, freight brokers, mortgage brokers, and notaries. The exact bond amount and rules vary by your profession and where you operate.
How much does a license and permit bond cost?
Most license and permit bonds are credit-based, so your premium is typically a small percentage of the required bond amount. Applicants with strong credit usually pay the lowest rates; the bond type and required amount also affect the price. Smaller fixed-amount bonds may carry a low flat fee instead.
How to get a license and permit bond
Confirm the exact bond name, amount, and agency (obligee) your license requires.
Apply online and receive a quote — many bonds price quickly.
Pay your premium to issue the bond.
File the bond with your licensing agency and complete your application.
Frequently asked questions
No. They protect the public and the licensing agency, not you. If a claim is paid, you repay the surety.
Yes — bond amounts and rules vary by state, city, and county, so always confirm your local requirement.
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