Mortgage Broker Bond
Commercial surety bond — what it is, what it costs, and how to get one.
Get notified when we openWhat is a mortgage broker bond?
A mortgage broker bond is a license and permit bond required by state regulators to license mortgage brokers, lenders, and originators. It guarantees you'll comply with state mortgage and lending laws, protecting borrowers and the state from fraud or misconduct.
Who needs a mortgage broker bond?
Mortgage brokers, originators, and lenders licensed at the state level.
How much does a mortgage broker bond cost?
A percentage of the required bond amount, mostly credit-driven.
How to get a mortgage broker bond
Confirm your state's bond amount, apply online, pay your premium, and file the bond with your regulator (often through the NMLS).
Frequently asked questions
Yes — states set required amounts, which can scale with your loan volume.
Borrowers and the state regulator — not the broker.
Related bonds
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We're not issuing bonds yet. Leave your details and we'll reach out as soon as Sunset National Insurance Company is licensed.
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